How Do I get a Bad Credit Car Loan near Me?

You can get a bad credit loan by finding a dealership that's willing to work with a range of credit scores like Penske Kia Chula Vista. We have a huge inventory of new and used vehicles, so your best option is to find something with an accessible price and apply for financing. We work with a huge variety of credit scores and financial situations, so don’t hesitate to apply online and get the process started.

Tips to Secure a Loan

  • Look up your credit score beforehand.
  • Pre-qualify at your bank or credit union.
  • Consider a co-signer if that's an available option.
  • Learn more about the difference between a lease and a loan.

New and Used Kia Inventory

Penske Kia Chula Vista offers a huge selection of new and used vehicles for you to choose from. If you have bad credit and you're looking to buy a Kia Sportage or a Kia Sorento, then we are your go-to dealership. We can help you secure financing on a new sedan like the Kia Optima or maybe a pre-owned Kia Soul.

Our sales professionals are here to help you find the model that fits your lifestyle, so don't hesitate to reach out with any questions after new inventory.

Our Finance Center

Our finance professionals know that getting a loan or lease can be stressful for many customers, so we make sure you have a stress-free, transparent application process. We want to make you feel comfortable and secure the loan that enables you to drive off our lot in a new Kia.

Stop by our dealership today and test drive a new Kia car or SUV and remember to ask us about our available lease and loan options.

Categories: New Inventory, Finance


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